Maulana GS, Nasution J, Atika A. The influence of cashless lifestyle and financial literacy on the financial behavior of gen z students at the state Islamic University of North Sumatra. ARJ [Internet]. 2026 Aug. 8 [cited 2026 Aug. 11];15(3):358-6. Available from: https://journals.iarn.or.id/index.php/ARJ/article/view/756