Jamila, K. R., Y. Fitri, I. Muda, A. Soemitra, and Y. Yusrizal. “Potential and Challenges of Implementing the Metaverse Concept in Islamic Banking: A Literature Analysis”. Indonesia Auditing Research Journal, vol. 14, no. 3, Sept. 2025, pp. 103-11, doi:10.35335/arj.v14i3.543.