TANJUNG, M. F.; ATIKA, A.; MARLIYAH, M. The influence of financial awareness and the utilization of artificial intelligence on financial decision making of students at the State Islamic University of North Sumatra. Indonesia Auditing Research Journal, [S. l.], v. 15, n. 2, p. 184–193, 2026. DOI: 10.35335/arj.v15i2.683. Disponível em: https://journals.iarn.or.id/index.php/ARJ/article/view/683. Acesso em: 10 jun. 2026.