Andini, V., Daulay, A.N. and Rahmani, N.A.B. 2026. Analysis of fintech implementation strategy in sharia bank financing (case study at BSI KCP Cemara Asri). Indonesia Auditing Research Journal. 15, 1 (Mar. 2026), 85–94. DOI:https://doi.org/10.35335/arj.v15i1.639.